Adult Payment Processors

 It can be tough for adult entertainers to find a payment processor that won't turn them down. High risk merchant providers are welcome to help though!

It can be tough for adult entertainers to find a payment processor that won't turn them down. High risk merchant providers are welcome to help though!

High Risk Merchant Account

It would be nice if payment processors such as PayPal treated all businesses the same; however, they don't. 

Is Your Business High Risk?

 Chargebacks from clients are common for many escorts using credit cards as a payment option. Image courtesy of  Lendvo. 

Chargebacks from clients are common for many escorts using credit cards as a payment option. Image courtesy of Lendvo. 

Yes, if you're an escort looking to implement credit card payments, be aware that your business is high risk! Escorts are related to adult entertainment category of businesses. Adult entertainment businesses are at high risk for chargebacks, or they may sell products or services of a questionable cause.

Trust me, mainstream payment processors don't want to deal with the headache of constant chargebacks and whatnot.

Authorize.net vs. PayPal

 Authorize.net's logo. Image courtesy of  Swipe Payments.

Authorize.net's logo. Image courtesy of Swipe Payments.

Authorize.net is a PayPal alternative for many. It has been known to be a bit more lenient to adult oriented type business such as escorts. 

Fraud protection, online payment and mobile payment are some of Authorize's features.

Link: authorize.net

Avoid Fake High Risk Merchants

Unfortunately, there are predators out there lurking to catch their next desperate victim who can't find a payment processor to accept them. These guidelines should help determine a processor's credibility: 

  • Their Terms & Conditions: Many processors will have their terms & conditions, contracts, etc. lurking somewhere in the public eye. If you can uncover their these documents, read them very carefully and pinpoint any ways where the company can scam you!
  • Their Online Reputation: If you're able to find positive reviews, then good; however, if they're bad or you can't find none, then avoid! Be sure to check out the Better Business Bureau as well since they're a consumer protection based entity. 
  • Their Website: Finally, if their website looks outdated, like you can literally hear the dial-up sounds from the 1990's as you glare at their homepage, then avoid! A reliable business will have their shit together. Especially their online image via their website! 

In general, do diligent research on a company before talking business. Especially when it comes to your financials!

Diagram of the merchant account process. Image courtesy of Merchant Maverick.

The Best High Risk Merchant Accounts

The businesses listed below are brilliant for high risk payments based on public reception:

More High Risk Card Payment Options Here!